Two TOTAL select credit cards, one silver and one gold, with a modern curved line design and Visa logo on the silver card.

First Latitude - A Fresh Start for Your Credit!

Make Everyday Purchases = Get Rewarded.
Make Payments = Get Rewarded.^^

Apply Now
Total Select Card logo for site header

First Latitude - A Fresh Start for Your Credit!

Make Everyday Purchases = Get Rewarded.
Make Payments = Get Rewarded.^^

Apply Now
Two TOTAL select credit cards, one silver and one gold, with a modern curved line design and Visa logo on the silver card.

Brighten Your Credit Outlook with First Latitude! Secured Cards are a great way to start establishing credit for people with low credit scores.¹

Learn More

Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!

Earn Up To 10% Cash Back at select merchants and 1% on payments made to your First Latitude Card!^^

Building credit starts immediately when you open your account - just pay your bill on time to establish your credit.¹

Reports to all 3 major credit bureaus

First Latitude is accepted wherever Mastercard® is accepted, online and worldwide!

Pay 6-months-on-time and apply to get a second credit card in your wallet!

Featured Content

4 Benefits of Getting First Latitude Secured Card

Our credit scoring model doesn’t care whether your card is secured or unsecured. If your credit score is less-than-perfect, a secured credit card may be a good option for you. Continue Reading 4 Benefits of Getting First Latitude Secured Card

Pros & Cons Of Secured Credit Cards

A secured card can be your ally in rebuilding your credit, especially if you’re searching for a credit card for bad credit.¹ However, like any financial tool, it’s crucial to understand the benefits and potential drawbacks to fully use it to your advantage. In this guide, we’ll dive into the pros and cons of secured credit cards. Continue Reading Pros and Cons of Secured Credit Cards

How to Build Credit With A Secured Credit Card

If you’re dealing with bad credit, you’ve probably wondered, “How can I build credit fast?” While there’s no magic fix, a secured credit card can be a powerful tool to help build your credit. Continue Reading How to Build Credit With A Secured Credit Card